How to take advantage of balance transfer credit cards

balance transfer credit cardsA balance transfer credit card is very useful because the balance in a credit card account is transferred to another account with much more attractive rates. If you have any debt problems and decide to consolidate your credit card or maybe you just want to transfer your balance to a card with more appropriate terms, then you might want to take a look at a credit card balance transfer. Look for those that offer 0% APR for a full period of 12 months.

If you need to transfer more than $ 3,000, it may be convenient to have more than one balance transfer card to avoid transfer fees. Read more…

Posted by admin 19 Jan, 2012 No Comments »
tag_img Tags: balance transfer credit cards

20 Percent of Americans in Families with Medical Bill Distress

A study recently published by the Center for Studying Health System Change notes that between 2007 and 2010, roughly the same percentage of American families reported having trouble paying medical bills—20.9 percent, or more than one in five.

While that number has held steady for the past several years, it marks a significant jump from 2003, during which only 15.1 percent of Americans mentioned difficulties paying medical bills. T

Read more…

Posted by Eden Vial 21 Jan, 2012 No Comments »
tag_img Tags: Families Medical Medical

Credit Repair and Aging: How to Retire Confortably

A study conducted by the Pew Research Center shows good news for recent retirees, reporting that adults 65 and older now have 42 percent more in median net worth than their 1984 counterparts. As Americans battle inflation, unemployment, and low credit scores, is it possible for future retirees to follow suit?

Although the Pew Research Center shows favorable results for the nearly and already-retired, the future is not looking as bright for Americans under 35. The same study reported that this younger group possesses a median net worth of $3,662, nearly $8,000 less than the same age group in 1984. What distinguishes the Silent Generation from Generation Y? There a few defining factors, including:

  • Post-war spending habits. Earning money after World War II was often more about putting food on the table than about acquiring luxury items.

Read more…

Posted by Alex Heidenreich 20 Jan, 2012 No Comments »
tag_img Tags: Retire Retire Confortably

Bernanke Passes Buck

Tim Iacono takes an unimpressed stance with regard to Federal Reserve Chairman Ben Bernankes statements to the Joint Economic Committee on October 4, 2011. Bernanke remarked that while the Fed would do everything in its power to create an optimal economic environment for Americans, the responsibility for economic recovery rested on the shoulders of everyone, including those who negotiate fiscal policy in the areas of trade, housing, taxation and regulation. In other words, Bernanke admitted printing more money in every instance of financial dire straits may not be the best answer, and that it was time for Congress to do its part. For more on this continue reading the following article from Tim Iacono.

It would appear that Federal Reserve Chairman Ben Bernanke is doing all that he can to ensure that conditions for both the U.S. economy and financial markets get worse not better.

Read more…

Posted by Holly Bosworth 18 Jan, 2012 No Comments »
tag_img Tags: Bernanke Bernanke Passes

Emini Trading Webinar Reminder and Today’s Results

Wow what an awesome day trading the emini! I nabbed 3 points of profit in 7 minutes. A quick NSE after the bell for a quick one and done. I then had a short EET signal that I decided to take. The short EET quickly delivered a 2 point gain!

We’ll have these trades and plenty others to show you at tonight’s Webinar! Our Webinar is at 7PM Eastern time tonight!

Here’s the registration link: Hope to see you tonight!



Posted by Holly Bosworth 18 Jan, 2012 No Comments »
tag_img Tags: Trading Trading Webinar

Asking for References 101

If you’ve ever applied to a professional job, college or grad school you know—references are a must-have. Personally, I dreaded asking for them until grad school when I realized: everyone has to ask for them and writing them is par for the course for professors, advisers and employers. So there is no shame in asking! Not only that, you are much more likely to get a “yes” than a no. Wherever you are in your school or professional career, here’s a little go-to list on handling references and letters of recommendation:

• Make a list of the employers, supervisors, professors, advisers, customers, coworkers or business associates who know you and who you think would write a good recommendation for you (or be a good phone reference). Choosing people who will have specific, positive information about you and who are able to write clearly and correctly is key. • B

Read more…

Posted by Alex Heidenreich 15 Jan, 2012 No Comments »
tag_img Tags: References References 101

If You Use a Yahoo or AOL Email Address. Your Credit Score Probably Sucks

An interesting credit score data mining observation has emerged from our friends over at Credit Karma.

Apparently they took a look at the average credit scores of 20,000 people and placed those scores into bins based on the email address people use. They then calculated the average credit score.

Now your email domain is not an indication of credit worthiness and switching to a different email provider does not impact your score at all. Its just an interesting observation of the credit scores of people that typically use a particular email provider.

If you use BellSouth as your email provider, your score is the highest in the survey results. Congratulations.

If you are using an email address from Yahoo or AOL, the average credit score of your fellow email users is, well, in the toilet.

Seems among the mainstream free email providers, Gmail users are the king of the credit score hill, followed by MSN, Hotmail, and Yahoo at the bottom.

Read more…

Posted by Eden Vial 14 Jan, 2012 No Comments »
tag_img Tags: Credit Score Score
Page 1 of 5712345»102030...Last »