Whether you’re feeling the pinch or you just like to cut back where you can, I challenge you to try at least 3 of these money-saving ideas right now:
1. Get your coupon on. If you’ve never cut out a coupon in your life, this is your chance to see what they can save you. 2. Turn down the heat. No need to make it arctic; each degree you lower the thermostat will help. 3. DIY housecleaners. You’ll find cheap and easy recipes here. 4. Freecycle. It’s a great way to get stuff that you need. 5. Switch light bulbs. You’re not still going the old-fashioned route are you? Fluorescent bulbs use less energy and last longer. 6. Go generic. When it comes to groceries, toiletries and prescriptions, going generic can be a great way to save. 7. Brake for cash. Fuel efficiency drops about 5 mpg for each 10-mile increase over 55 mph. 8. Love your library. They probably have lots of the titles you’ve been paying for—for free. 9. Change that oil. It has a big impact on the life of your car. 10. Automatic is in. When it comes to bills, that is. It’s also cost-efficient. 11. Bus it or bike it. Taking public transportation at least some of the time can save you plenty. 12. Sell some stuff. That 80’s lunchbox in your garage could bring in bank on eBay. 13. Hungry for happy hour. Most happy hours feature discounted options from the menu. 14. Get creative. Make gifts and greeting cards meaningful by making them yourself. 15. Give it a day. If you’re thinking of buying something, give yourself 24 hours to mull over whether you really need it.
And for more ideas on living well while watching your spending, check out Practical Money Skills’ Tips and Trends articles here.
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