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	<title>Bad Credit Finance</title>
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	<link>http://badcreditfinance.us</link>
	<description>We know how to Improve Bad Credit</description>
	<lastBuildDate>Wed, 16 May 2012 19:35:22 +0000</lastBuildDate>
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		<title>Don’t Pay Taxes with Your Credit Card</title>
		<link>http://badcreditfinance.us/bad-credit/dont-pay-taxes-with-your-credit-card</link>
		<comments>http://badcreditfinance.us/bad-credit/dont-pay-taxes-with-your-credit-card#comments</comments>
		<pubDate>Wed, 16 May 2012 19:35:22 +0000</pubDate>
		<dc:creator>Alex Heidenreich</dc:creator>
				<category><![CDATA[Bad Credit]]></category>

		<guid isPermaLink="false">http://badcreditfinance.us/bad-credit/dont-pay-taxes-with-your-credit-card</guid>
		<description><![CDATA[We’re coming up on tax time again, my most favorite time of the year – after my bi-yearly dental check-up and renewing my car’s registration at the DMV, of course. I’ve been reading more than a few finance blogs (including tips from the IRS itself) that suggest consumers use their credit cards as a safe [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Consolidate multiple investment accounts at a single firm</title>
		<link>http://badcreditfinance.us/uncategorized/consolidate-multiple-investment-accounts-at-a-single-firm</link>
		<comments>http://badcreditfinance.us/uncategorized/consolidate-multiple-investment-accounts-at-a-single-firm#comments</comments>
		<pubDate>Mon, 14 May 2012 23:00:42 +0000</pubDate>
		<dc:creator>Holly Bosworth</dc:creator>
				<category><![CDATA[Latest Finance News]]></category>
		<category><![CDATA[Accounts]]></category>

		<guid isPermaLink="false">http://badcreditfinance.us/uncategorized/consolidate-multiple-investment-accounts-at-a-single-firm</guid>
		<description><![CDATA[I&#8217;m 46 and have been working since I was 24. I have always been a saver, so I have about $850,000 accumulated in various accounts. I&#8217;m married and have two kids, in the sixth and eighth grades. My husband and I manage our money separately because we have different investment styles (so this $850,000 is [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>The Effect of Recent Prior Bankruptcy Filings on the “Automatic Stay”</title>
		<link>http://badcreditfinance.us/credit-repair-tips/the-effect-of-recent-prior-bankruptcy-filings-on-the-automatic-stay</link>
		<comments>http://badcreditfinance.us/credit-repair-tips/the-effect-of-recent-prior-bankruptcy-filings-on-the-automatic-stay#comments</comments>
		<pubDate>Mon, 14 May 2012 18:41:06 +0000</pubDate>
		<dc:creator>Eden Vial</dc:creator>
				<category><![CDATA[Credit Repair Tips]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy Filings]]></category>

		<guid isPermaLink="false">http://badcreditfinance.us/credit-repair-tips/the-effect-of-recent-prior-bankruptcy-filings-on-the-automatic-stay</guid>
		<description><![CDATA[The automatic stay protects you and your property from your creditors when you file bankruptcy. This is one of the most important benefits of filing bankruptcy. But if you filed a previous bankruptcy case or two which were dismissed (closed without being completed), your new bankruptcy case may lose that crucial protection. The automatic stay [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What option you have for resolving monetary crisis?</title>
		<link>http://badcreditfinance.us/financial-articles/what-option-you-have-for-resolving-monetary-crisis</link>
		<comments>http://badcreditfinance.us/financial-articles/what-option-you-have-for-resolving-monetary-crisis#comments</comments>
		<pubDate>Sat, 12 May 2012 09:43:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Articles]]></category>
		<category><![CDATA[resolving monetary crisis]]></category>

		<guid isPermaLink="false">http://badcreditfinance.us/?p=674</guid>
		<description><![CDATA[Given that many people now work from their living wage to pay and are in financial difficulty, there are now many finance companies operating on the internet that offer short-term loans. A cash advance online is very easy to acquire if you meet certain specific conditions, such as being at least 18 years, have a [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are Higher Tax Rates Really That Bad?</title>
		<link>http://badcreditfinance.us/uncategorized/are-higher-tax-rates-really-that-bad</link>
		<comments>http://badcreditfinance.us/uncategorized/are-higher-tax-rates-really-that-bad#comments</comments>
		<pubDate>Wed, 09 May 2012 23:45:19 +0000</pubDate>
		<dc:creator>Holly Bosworth</dc:creator>
				<category><![CDATA[Latest Finance News]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[Tax Rates]]></category>

		<guid isPermaLink="false">http://badcreditfinance.us/uncategorized/are-higher-tax-rates-really-that-bad</guid>
		<description><![CDATA[The Laffer Curve is an economic theory that pinpoints a revenue-maximizing percentage for taxation; in other words, it prescribes a certain tax percentage beyond which tax revenues actually start to decrease due to tax avoidance, evasion and nonpayment. Economists Peter Diamond and Emmanuel Saez believe the percentage for those in the top 1% of U.S. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Caps On Credit Card Fees May Increase</title>
		<link>http://badcreditfinance.us/credit-repair-tips/caps-on-credit-card-fees-may-increase</link>
		<comments>http://badcreditfinance.us/credit-repair-tips/caps-on-credit-card-fees-may-increase#comments</comments>
		<pubDate>Sun, 06 May 2012 17:43:34 +0000</pubDate>
		<dc:creator>Eden Vial</dc:creator>
				<category><![CDATA[Credit Repair Tips]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Fees]]></category>

		<guid isPermaLink="false">http://badcreditfinance.us/credit-repair-tips/caps-on-credit-card-fees-may-increase</guid>
		<description><![CDATA[In response to a federal court ruling last year, the Consumer Financial Protection Bureau is reversing a rule that was enacted to set caps for fees associated with opening a new credit card account . According to CNN, in 2009 congress passed laws that limited fees credit card companies can put on customers known as [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Divorce and Taxes: What You Need to Know</title>
		<link>http://badcreditfinance.us/bad-credit/divorce-and-taxes-what-you-need-to-know</link>
		<comments>http://badcreditfinance.us/bad-credit/divorce-and-taxes-what-you-need-to-know#comments</comments>
		<pubDate>Sun, 06 May 2012 01:24:12 +0000</pubDate>
		<dc:creator>Alex Heidenreich</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Divorce]]></category>
		<category><![CDATA[Divorce Taxes]]></category>

		<guid isPermaLink="false">http://badcreditfinance.us/bad-credit/divorce-and-taxes-what-you-need-to-know</guid>
		<description><![CDATA[The road through divorce is a tough one, both emotionally and financially. The small details that once made up your marriage may seem insurmountable on your own, especially during tax time. Filing a solo 1040 form isn’t tricky, but the details of your divorce may throw a few roadblocks in your path. Consider the following [...]]]></description>
		<wfw:commentRss>http://badcreditfinance.us/bad-credit/divorce-and-taxes-what-you-need-to-know/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Five reasons the dividend boom isn&#8217;t about to go bust</title>
		<link>http://badcreditfinance.us/uncategorized/five-reasons-the-dividend-boom-isnt-about-to-go-bust</link>
		<comments>http://badcreditfinance.us/uncategorized/five-reasons-the-dividend-boom-isnt-about-to-go-bust#comments</comments>
		<pubDate>Sat, 14 Apr 2012 15:50:18 +0000</pubDate>
		<dc:creator>Holly Bosworth</dc:creator>
				<category><![CDATA[Latest Finance News]]></category>
		<category><![CDATA[Dividend]]></category>
		<category><![CDATA[Dividend Boom]]></category>

		<guid isPermaLink="false">http://badcreditfinance.us/uncategorized/five-reasons-the-dividend-boom-isnt-about-to-go-bust</guid>
		<description><![CDATA[BOSTON — The news keeps getting better for dividend investors. But can it last? The latest sign of a dividend renaissance is Apple&#8217;s decision to begin sharing some of its profits with shareholders for the first time in nearly two decades. The world&#8217;s most valuable company will start paying a dividend this year, rather than [...]]]></description>
		<wfw:commentRss>http://badcreditfinance.us/uncategorized/five-reasons-the-dividend-boom-isnt-about-to-go-bust/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Score Requirements on Refis are Dissolved by Freddie Mac</title>
		<link>http://badcreditfinance.us/bad-credit/credit-score-requirements-on-refis-are-dissolved-by-freddie-mac</link>
		<comments>http://badcreditfinance.us/bad-credit/credit-score-requirements-on-refis-are-dissolved-by-freddie-mac#comments</comments>
		<pubDate>Fri, 13 Apr 2012 21:25:30 +0000</pubDate>
		<dc:creator>Alex Heidenreich</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Mac]]></category>

		<guid isPermaLink="false">http://badcreditfinance.us/bad-credit/credit-score-requirements-on-refis-are-dissolved-by-freddie-mac</guid>
		<description><![CDATA[  Freddie Mac has rescinded its 620 minimum credit score for those seeking to refinance their homes so long as the home owner has equity in excess of 20 percent. The move comes after Freddie Mac and Fannie Mae were told by Federal Housing Finance Agency in October to allow more potential borrowers to participate [...]]]></description>
		<wfw:commentRss>http://badcreditfinance.us/bad-credit/credit-score-requirements-on-refis-are-dissolved-by-freddie-mac/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Makes Up Your Credit Score?</title>
		<link>http://badcreditfinance.us/uncategorized/what-makes-up-your-credit-score</link>
		<comments>http://badcreditfinance.us/uncategorized/what-makes-up-your-credit-score#comments</comments>
		<pubDate>Fri, 06 Apr 2012 01:15:50 +0000</pubDate>
		<dc:creator>Alex Heidenreich</dc:creator>
				<category><![CDATA[Latest Finance News]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Score]]></category>

		<guid isPermaLink="false">http://badcreditfinance.us/uncategorized/what-makes-up-your-credit-score</guid>
		<description><![CDATA[One question often on the mind of anyone undergoing credit repair is how exactly they’re supposed to fix their bad credit when they don’t even know what goes into their credit score?  Your credit score is a pretty shy customer, only really showing itself when certain people ask for it and never really revealing what [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Medical Insurers Start Paying Attention to the “Medical One Percent”</title>
		<link>http://badcreditfinance.us/credit-repair-tips/medical-insurers-start-paying-attention-to-the-medical-one-percent</link>
		<comments>http://badcreditfinance.us/credit-repair-tips/medical-insurers-start-paying-attention-to-the-medical-one-percent#comments</comments>
		<pubDate>Wed, 04 Apr 2012 14:08:01 +0000</pubDate>
		<dc:creator>Eden Vial</dc:creator>
				<category><![CDATA[Credit Repair Tips]]></category>
		<category><![CDATA[Start]]></category>
		<category><![CDATA[Start Paying]]></category>

		<guid isPermaLink="false">http://badcreditfinance.us/credit-repair-tips/medical-insurers-start-paying-attention-to-the-medical-one-percent</guid>
		<description><![CDATA[Since the start of Occupy Wall Street, the world has become familiar with the phrase “the 99 percent,” and the fact that in the United States, it refers to the 99 percent of the population, which does not hold the bulk of the country’s wealth (the once percent takes care of that). A recent article [...]]]></description>
		<wfw:commentRss>http://badcreditfinance.us/credit-repair-tips/medical-insurers-start-paying-attention-to-the-medical-one-percent/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Need Money Right Away?</title>
		<link>http://badcreditfinance.us/financial-articles/need-money-right-away</link>
		<comments>http://badcreditfinance.us/financial-articles/need-money-right-away#comments</comments>
		<pubDate>Thu, 29 Mar 2012 09:37:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Articles]]></category>
		<category><![CDATA[online services]]></category>

		<guid isPermaLink="false">http://badcreditfinance.us/?p=658</guid>
		<description><![CDATA[Everyone has run into a problem that demands that you have money right then. The problem is we can’t find the resources that can help us out. Well, nowadays you can get cash the on the same day you apply for a loan. With UK payday loans you have the option of getting a short [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>This weekend’s BIG announcement ..</title>
		<link>http://badcreditfinance.us/uncategorized/this-weekends-big-announcement</link>
		<comments>http://badcreditfinance.us/uncategorized/this-weekends-big-announcement#comments</comments>
		<pubDate>Mon, 26 Mar 2012 22:57:42 +0000</pubDate>
		<dc:creator>Holly Bosworth</dc:creator>
				<category><![CDATA[Latest Finance News]]></category>

		<guid isPermaLink="false">http://badcreditfinance.us/uncategorized/this-weekends-big-announcement</guid>
		<description><![CDATA[Hey everybody . I made good on my promise to You AND myself to give everyone personal attention and superior customer service You all would have access to me personally I also made a promise that I would only release a limited amount of copies of my emini trading system its impossible to continue to [...]]]></description>
		<wfw:commentRss>http://badcreditfinance.us/uncategorized/this-weekends-big-announcement/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When Accounts are Missing from Your Credit Report</title>
		<link>http://badcreditfinance.us/credit-repair-tips/when-accounts-are-missing-from-your-credit-report</link>
		<comments>http://badcreditfinance.us/credit-repair-tips/when-accounts-are-missing-from-your-credit-report#comments</comments>
		<pubDate>Sun, 25 Mar 2012 18:02:06 +0000</pubDate>
		<dc:creator>Eden Vial</dc:creator>
				<category><![CDATA[Credit Repair Tips]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Report]]></category>
		<category><![CDATA[When Accounts]]></category>

		<guid isPermaLink="false">http://badcreditfinance.us/credit-repair-tips/when-accounts-are-missing-from-your-credit-report</guid>
		<description><![CDATA[You report errors on your credit report or signs of identity theft, but is it cause for alarm when accounts are absent from your history? The good news is there’s no need to panic, but it’s important to understand what it means when accounts are missing from your credit report. Not all Creditors Report to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Taxes and Credit Repair: Five Ways to Use Your Refund Wisely</title>
		<link>http://badcreditfinance.us/bad-credit/taxes-and-credit-repair-five-ways-to-use-your-refund-wisely</link>
		<comments>http://badcreditfinance.us/bad-credit/taxes-and-credit-repair-five-ways-to-use-your-refund-wisely#comments</comments>
		<pubDate>Sun, 25 Mar 2012 03:27:51 +0000</pubDate>
		<dc:creator>Alex Heidenreich</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Refund]]></category>

		<guid isPermaLink="false">http://badcreditfinance.us/bad-credit/taxes-and-credit-repair-five-ways-to-use-your-refund-wisely</guid>
		<description><![CDATA[Tax refunds can be a welcome relief for families each year, especially for those living from paycheck to paycheck. You might have big plans for that money already—a trip to warmer climates or a down-payment on a new car. But what about credit repair services? Sure, the alternatives might be more fun, but regaining control [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Frugal Chic…or Cheap?</title>
		<link>http://badcreditfinance.us/bad-credit/frugal-chicor-cheap</link>
		<comments>http://badcreditfinance.us/bad-credit/frugal-chicor-cheap#comments</comments>
		<pubDate>Tue, 20 Mar 2012 07:30:05 +0000</pubDate>
		<dc:creator>Alex Heidenreich</dc:creator>
				<category><![CDATA[Bad Credit]]></category>

		<guid isPermaLink="false">http://badcreditfinance.us/bad-credit/frugal-chicor-cheap</guid>
		<description><![CDATA[When I was a kid, I was standing in the grocery store check-out line with my Dad when the lady in front of us pulled out a pile of coupons and started handing them to the checker. My dad whispered something to me about having to wait, referring to the woman as a “penny pincher.” [...]]]></description>
		<wfw:commentRss>http://badcreditfinance.us/bad-credit/frugal-chicor-cheap/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Roth IRA is a good thing; don&#8217;t give it up</title>
		<link>http://badcreditfinance.us/uncategorized/a-roth-ira-is-a-good-thing-dont-give-it-up</link>
		<comments>http://badcreditfinance.us/uncategorized/a-roth-ira-is-a-good-thing-dont-give-it-up#comments</comments>
		<pubDate>Mon, 19 Mar 2012 00:17:16 +0000</pubDate>
		<dc:creator>Holly Bosworth</dc:creator>
				<category><![CDATA[Latest Finance News]]></category>
		<category><![CDATA[Ira]]></category>
		<category><![CDATA[Roth Ira]]></category>

		<guid isPermaLink="false">http://badcreditfinance.us/uncategorized/a-roth-ira-is-a-good-thing-dont-give-it-up</guid>
		<description><![CDATA[Should I convert a Roth IRA to a variable annuity? I am 62 years old. I have pulled all my money out of the stock market. I have sold all my mutual funds. I would like to safeguard this IRA until I begin to draw funds when I reach 65. An annuity sounds interesting, if [...]]]></description>
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