The READYdebit Platinum Visa Prepaid Card gives you the convenience of a Visa card and has a 100% approval guaranteed. This card does not report to any credit bureaus so it will not help or hurt your credit rating. If you are looking for a card that reports to a credit bureau there are other prepaid card options available. Using a prepaid card is safer than cash and the Visa Zero Liability policy*** protects your READYdebit Card from unauthorized charges if your card is lost or stolen.
The only requirement to obtain a READYdebit Platinum Visa Prepaid Card is that they can validate the information you when you open your account. Even if you’ve been turned away or rejected by banks you can still get a READYdebit card. There is no credit or chexsystems checks to worry about. See their disclosure below for more details.
There are several ways to add money to the READYdebit card. The easiest way is to sign up for direct deposit. It’s free, easy, and saves you money—you’ll avoid check cashing fees. You can deposit your tax refund, SSI and other benefit payments to your READYdebit Card. Just keep in mind your balance cannot exceed $10,000 at any time and READYdebit can only accept tax refunds in the name of the cardholder. You can also add cash on your READYdebit card at tens of thousands of retail locations, including Wal-Mart, Rite Aid, CVS/pharmacy, Walgreens, Kroger, RadioShack, and many others.
With this card you can use PayPal transfers and ACH transfers. You should plan on 1-3 business days for READYdebit to receive and post the funds. The funds will come out of the transferring account immediately and then travel through the Federal Reserve. Once READYdebit receives the funds, they will post them to your account.
We now offer you a new way to track your credit score and a unique way to benefit from it. A credit score is one of the most important components of a consumers financial profile. At Ready Financial we believe that being informed about your credit score will help you make better financial choices and SAVE MONEY! ScoreTracker is absolutely FREE to all READYdebit customers using direct deposit! Not on direct deposit?
With the READYdebit Platinum Visa Prepaid Card, you are always in touch with your money. You can manage your account right on your mobile phone: Check your balance anytime, anywhere, Initiate bill payments pay anyone right from your phone, See your account statement review your recent activity.
- Free Direct Deposit your paychecks!
- Account is fully FDIC-insured up to the balance of your card
- Easy cash reloading at 50,000+ retail locations
- Share money between two READYdebit cards instantly
- No credit or Checksystems™ checks
- No bounced checks Ever!
Applying for this credit card is quick and easy. Weve provided a link below that will take you to the official READYdebit Platinum Visa Prepaid Card website. From this page, you can click on the apply now button to go to the READYdebit Platinum Visa Prepaid Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.
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